Remittance route · preview
United StatesGuatemala
One corridor. Closer connections.
Send money home
A digital remittance experience for eligible U.S. senders and recipients in Guatemala, with a wallet that remains useful after the transfer arrives.
Built around families
Money tools that fit everyday life
Wallet currencies
US dollars
Review the exchange rate in your quote before converting.
Manage your money
Review your USD and GTQ balances, convert currencies and follow your transaction history.
UffPay Visa · availability
Rolling out
Your UffPay Visa card
Physical cards are rolling out, subject to activation and program requirements. Apple Pay and Google Wallet support remains in certification.
The product, step by step
One wallet. A clear path forward
Start with the Guatemala wallet. See how the card rollout and the next features fit together.
- Available
Your Guatemala wallet
Send instant, free transfers between UffPay users within Guatemala. Manage USD and GTQ and receive remittances in the iOS and Android app.
Explore this stage
Identity verification and account limits apply. International remittances and currency conversion have separate charges; review the quote before confirming.
- Rolling out
Your UffPay Visa card
Dock integration is complete. Printed physical cards are ready for distribution.
Explore this stage
Activation and use depend on issuer, network and customer requirements. Card readiness is separate from Apple Pay and Google Wallet certification.
- Certification in progress
Apple Pay and Google Wallet
Work is underway to let you add and use your prepaid card through these digital wallets.
Explore this stage
Completion is estimated before the end of 2026, subject to certification and platform and partner approvals. This feature is not yet available.
- Coming soon
More ways to use your money
Bill splitting and bank-account connections are planned features, not yet available in the app.
Explore this stage
Launch dates for bill splitting and bank-account connections have not been announced. Bill payments, partner credit and savings or investment access are also prospective, subject to development, arrangements and permissions.
Our mission
Technology and financial inclusion for the whole region
We build for families who support each other across borders, including people underserved by traditional banking. Starting with Guatemala, our mission is to make sending and managing money easier, reduce transaction costs and pair useful financial tools with clear financial education.
Useful access for more families
A wallet and family transfers designed to lower barriers to everyday financial services, with identity verification and eligibility requirements.
Knowledge builds confidence
Clear guidance on fees, exchange charges and account safety, so people can make informed choices and use financial tools with confidence.
Lower transaction costs
Our goal is to reduce local and international transaction costs in every market we enter, helping families get more value from their money.
Start with the app
How UffPay works
Open each step to see what to review, from setting up your account to following your transfer.
Set up with confidence
Download UffPay, create your account and complete the identity checks requested for your location and profile.
- Your account details
- Identity verification
- Account eligibility
Choose how to fund
Choose an eligible funding method in the app. Review the terms and limits for that method before adding funds.
- Available funding methods
- Applicable charges
- Funding limits and timing
Review, then confirm
Select the recipient and amount, review the sender fee, exchange rate and expected availability, then confirm. Follow the transaction in your app.
- Recipient and amount
- Fees and exchange rate
- Expected availability and status
Explore the experience
A little clarity at every step
United StatesGuatemala
Step 1 / 3
Create your account
Your account details · Identity verification · Account eligibility
Illustrative journey. No money is sent. Eligibility, limits, checks and processing times depend on your account and payment route.
The UffPay network
One tap, two countries
The U.S. to Guatemala corridor connects sender funding, processing and local wallet access. The illustration shows the flow, not live transaction traffic.
Local UffPay usersInstant · Free
Visa prepaid cardRolling out
Bank connectionsComing soon
U.S. to GuatemalaWithin GuatemalaFuture connection
One connected experience
Across borders. Into everyday life
Follow U.S. sender funding through UffPay processing to the app and wallet in Guatemala. From the wallet, explore local user transfers, the card rollout and future bank connections.
- U.S. funding and processing
- Guatemala app and USD/GTQ wallet
- Everyday uses, with clear availability
Flow illustration, not live activity or a processing-time estimate.
The details behind the flow
Remittance sender fee3.5% + $0.50
FX charge1% to 1.5%
UffPay receiver fee$0 for international remittances
ProcessingU.S.: Fiserv/Clover · Guatemala: NeoNet
sender fee as a share of a $200 transfer: $7.50. This is not the total transfer cost.
FX and other applicable charges are additional. The final in-app quote governs.
Transfers between UffPay users within Guatemala are instant and free. International remittance timing depends on the payment route, verification and partner processing.
Clear pricing, before you confirm
3.5% + $0.50 remittance sender fee
The international remittance sender fee is 3.5% + $0.50. Currency conversion adds an FX charge of 1% to 1.5% over the applicable base rate. UffPay charges no receiver fee for international remittances. Review your final quote, any other charges and account limits before confirming.
Intuitive app for all levels of users
UffPay's app is designed to be effortlessly simple. Whether you're new to transfers or managing more complex finances, moving money is a breeze.
Financial education, in plain language
More confidence with every money decision
Financial inclusion means being able to understand and use financial tools, not simply open an account. We are committed to making essential money knowledge easier to access. Start with these practical guides.
Understand the full costWhat should I check before sending?Open the guideClose the guide
- Check the amount you send, the sender fee, the exchange rate and any other charges.
- Review the amount and currency your recipient is expected to receive.
- Compare complete quotes for the same amount and payment route, not just the advertised fee.
Protect your accountWhat should I keep private?Open the guideClose the guide
- Keep your PIN, one-time codes, CVV and full card number private.
- Check the recipient’s details carefully before confirming a transfer.
- If a message looks suspicious, open the app or the official website to contact support.
Plan togetherHow can we avoid surprises?Open the guideClose the guide
- Agree with your family on the amount, purpose and when the funds are needed.
- Review expected availability, verification requirements and account limits before sending.
- Keep the transaction record and follow updates in the app; a wallet credit and cross-border settlement can happen at different times.
Why UffPay?
Security Features
BlackEagle AI combines identity checks, sanctions screening, rules and pattern analysis to flag activity for review. People remain responsible for investigations and appropriate decisions.
Financial Partnerships
Visa provides the card-network framework, Dock supports the card program and NeoNet supports Guatemala processing. Each relationship has a distinct role and its own requirements.
24/7 bilingual AI customer service
Bilingual AI assistance answers routine questions around the clock. You can request a person for account-specific help. Human team availability and resolution times vary by case.
A price you can check
The international remittance sender fee is 3.5% + $0.50. Currency conversion adds an FX charge of 1% to 1.5% over the applicable base rate. UffPay charges no receiver fee for international remittances. Review your final quote, any other charges and account limits before confirming.
User-friendly App
Move and manage your money from anywhere with our user-friendly mobile app, designed for ease and convenience.
Follow your transfer
Transfers between UffPay users within Guatemala are instant and free. International remittance timing depends on the payment route, verification and partner processing.