Security & connectivity
RSA/AES key management, mTLS, IPSEC VPN, and firewall setup so your program is secure from day one.
Payments engineering
We design, build, and launch card programs
Turnkey development on modern card-processor platforms, with physical card embossing and major-network rails. We took the first prepaid card product built for a fintech in Guatemala from kickoff to a live, certified pilot — and we can do the same for your business.
A full-stack payments operator
UffPay (UffPay Tech Inc.) is a US company operating across fintech, payments, wallets, remittances, QR processing, card programs, and merchant acquiring in Latin America, with deep operations in Guatemala. We run the entire money-movement stack — onboarding, KYC/KYB, AML and sanctions screening, fraud monitoring, wallet ledger, card issuing, settlement, and reconciliation — so your program is delivered by a partner who speaks both the technical and the regulatory language, in English and Spanish.
1stprepaid card product built for a fintech in Guatemala
8phases of milestone-based delivery
18 wksto production go-live, plus a 30-day pilot
EN · ESbilingual US leadership with nearshore engineering
What we deliver
Card-processor API integration
Cardholder, account, card, alias, external-authorization, webhooks, SFTP, and bulk-data flows.
Card brand & embossing
Card-network brand workflow and card design, plus the network certificate, recording profile, and physical embossing coordination.
Anti-fraud & limits
Fraud-scoring rule books, transaction-limit controls, and an operational console/backoffice for your team.
Certification & go-live
Certification against the processor's checklist, production setup, cutover, and a controlled 30-day pilot.
Managed services
Monitoring, incident response, scheme change management, fraud tuning, and enhancements after launch.
How we deliver
Discovery & solution design
We confirm product setup, BIN, profiles, limits, and add-ons, then lock the solution design and project governance.
Security & connectivity
RSA key exchange and public IPs, IPSEC VPN (IKEv2 / AES256 / SHA256), firewall, and mTLS tokens.
Card-processor API integration
Cardholder, account, card, alias, external authorization, webhooks, SFTP, and bulk-data exchange.
Card brand, design & embossing
Card-network brand workflow and approval, network certificate, recording profile, and white (test) cards.
Anti-fraud, limits & console
Fraud-scoring rule book, transaction limits, and the operational console/backoffice.
Certification & QA
Transactional certification against the processor's checklist, with a complete evidence pack.
Production setup & go-live
Production VPN, RSA keys, IPs, and credentials, followed by a controlled cutover.
Pilot & hypercare
A 30-day productive pilot with monitoring, transactional validation, and account-manager handover.
Why UffPay
A proven path
We've already delivered this exact card program end to end, and our processor partners refer clients to us for that reason.
US company, nearshore economics
US-grade governance and accountability paired with cost-competitive engineering for the region.
Full-stack payments operator
Not just developers — we understand ledgers, reconciliation, fraud, settlement, and regulators.
Bilingual, on the ground
English/Spanish delivery aligned to local bank, switch, and regulator dynamics.
Milestone-based delivery
A clear, phased plan with milestone reviews, so you always know where the program stands.
One accountable partner
Build, certification, and operating support wrapped into a single delivery model you can hold to account.
Ready to build your card program?
Tell us about your program and we'll prepare a tailored statement of services, timeline, and team.
Request a proposal